Preservation funds in South Africa

When resigning from their jobs, members of retirement funds have the choice of:

This website looks at the process I, the author, went through in deciding what lump sum to take and where to invest. It shouldn't in any way be construed as being advice, as circumstances differ from individual to individual.

Choices of preservation funds and retirement annuity funds:

Should I take a lump sum at withdrawal ?

Assuming you have a choice, then factors to take into account are:

Fees charged

There are 3 fees that may be charged for preservation fund investments (the 3 A's):